Please read carefully before applying
By applying for a loan with Speedy Paisa (Vintage Credit and Leasing Pvt. Ltd.), you agree to these terms and conditions.
Applicants must be salaried individuals aged 21-58 years with a minimum monthly income of ₹35,000. Additional criteria may apply based on credit assessment.
Loan Amount: ₹20,000 to ₹1,00,000
Interest Rate: 0.33% per day
Processing Fee: 10% + 18% GST
Tenure: 3 to 12 months
Repayment must be made through EMIs as per the agreed schedule. Late payments may attract additional charges and affect your credit score.
In case of default, the company reserves the right to take legal action and report to credit bureaus, which will impact your credit score.
These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in New Delhi.